Auto liability insurance coverage helps cover the costs of the other driver’s property and bodily injuries if you’re found at fault in an accident.

General liability insurance can help cover medical expenses and attorney fees resulting from bodily injuries and property damage for which your company may be legally responsible

This term indicates coverage from such perils as collision (accident) and comprehensive (fire and theft) to your covered vehicle. If you have borrowed money to buy or lease a car, the lender/leasee may require that you have certain minimum amounts of comprehensive and collision insurance.

Motor truck cargo liability coverage is a type of insurance that protects motor carriers from the perils of the road. It protects both the owner of the goods as well as the insured party (or parties) while the cargo is being transported.

Workers’ compensation insurance provides medical and wage benefits to people who are injured or become ill at work. The coverage is mandated by each state and the wage and medical benefits vary by state.

Excess Liability insurance is a type of policy that provides limits that exceed the underlying liability policy. It does not broaden the stated coverage, but will provide higher limits on top of the original policy.